Terms and Conditions for Digital Products

Effective Date: November 9, 2026

Last Updated: November 9, 2026

Business Name: Michele Quigley (“we,” “us,” or “our”)

Website: michelequigley.com

Overview and Acceptance of Terms

These Terms and Conditions (“Terms”) govern the purchase, access, download, and use of all digital products—including downloadable guides, digital masterclasses, video courses, checklists, templates, and digital backdrop assets (collectively, “Digital Products”)—sold by Michele Quigley through our website or affiliated platforms.

By purchasing or downloading any Digital Product, you (“Customer,” “Purchaser,” or “you”) agree to be bound by these Terms, our Privacy Policy, and any additional guidelines posted on our site. If you do not agree, do not purchase, access, or download these materials.

Intellectual Property and Limited License

All Digital Products, including but not limited to written guides, curriculum frameworks, checklists, photographic overlays, digital backdrops, video lessons, audio materials, and course graphics, are the intellectual property of Michele Quigley and are protected under United States copyright laws, the UK Copyright, Designs and Patents Act 1988, European Union copyright directives, and applicable international intellectual property treaties.

Grant of License: Upon receipt of full payment, we grant you a non-exclusive, non-transferable, revocable, single-user license to access and use the purchased materials for your personal educational use or internal single-business studio workflow.

Prohibited Uses: You may not share, resell, rent, sub-license, redistribute, host on shared drives, publicly display, or create derivative works from our curriculum, guides, checklists, or videos.

Digital Backdrops & Overlays Specifics: For digital backdrops and texture overlays, you may incorporate the files into composite photographic artwork created for individual private portrait clients. You may not resell, repackage, or distribute the backdrop files themselves as stock elements, standalone graphics, or physical backdrops.

License Violations: Unauthorized sharing, piracy, or group-buying will result in the immediate termination of access without refund, and we reserve the right to seek statutory damages and injunctive relief under US, UK, and EU intellectual property laws.

Pricing and Currency Pricing: All prices are displayed on the checkout page prior to purchase. We reserve the right to modify pricing at any time without retroactive adjustments for past orders.

Delivery of Digital Products

All products are delivered electronically. Following successful payment, you will receive immediate access (unless you have purchased a pre-sale item) via an on-screen download page, direct file download link, or login credentials to our hosted course platform.

We recommend downloading and safely backing up any standalone downloadable assets (PDF guides, templates, texture files) immediately. We are not liable for files lost due to hardware failures or third-party cloud storage loss on your end.

Refund Policy, Cancellation, and Consumer Rights

Due to the instant, downloadable nature of digital assets, distinct statutory provisions apply across jurisdictions:
United States Customers

Except where required by state consumer protection laws, all sales of digital products, downloadable materials, and digital course access are final and non-refundable once digital delivery has occurred or credentials have been issued.

UK and European Union Statutory Right of Withdrawal

Under the UK Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 and EU Directive 2011/83/EU on Consumer Rights, consumers typically have a 14-day statutory right to withdraw from a distance contract. However, this right does not apply to digital content delivered electronically if performance has begun with your consent.

Defective or Inaccessible Files: In accordance with the UK Consumer Rights Act 2015 and EU Directive (EU) 2019/770 (Contracts for the Supply of Digital Content and Digital Services), if a digital file is corrupt, technically defective, or does not match its stated description, we will repair or replace the file. If we cannot resolve the defect within a reasonable timeframe, you are entitled to a full or partial refund.

Course Platforms, Access Periods, and Updates

Access Duration: Lifetime access to online courses and modules is granted for the active lifespan of the product. If a digital course or platform is retired, we will provide at least 30 days’ advance notice via email to allow you to complete coursework or download accessible student materials.

Account Credentials: You are responsible for keeping your login information confidential. Sharing user accounts across multiple photographers or individuals is strictly prohibited and triggers automatic account suspension.

Platform Maintenance: Temporary downtime for platform maintenance, host server migrations, or internet outages beyond our control does not constitute a breach of service.

Professional Disclaimers and No Guarantees Educational Information Only: The training, checklists, and guides provided are for educational and artistic instructional purposes only.

No Business or Income Guarantees: While our curriculum teaches historical accuracy, lighting setups, set design, and portraiture workflows, we do not guarantee any specific business revenue, client booking volume, or financial return. Your individual results depend on your execution, artistic skill, business management, and local market conditions.

Historical Accuracy & Workshop Safety: Historical costuming notes and behind-the-scenes techniques reflect artistic interpretation and traditional tailoring techniques. Studio lighting equipment, fabric steamers, historical stays, and rigging must always be handled with appropriate studio safety protocols; we assume no liability for personal injury or property damage incurred while implementing studio techniques shown in courses.

Limitation of Liability

To the fullest extent permitted by applicable law:

In no event shall Michele Quigley, or its affiliates be liable for indirect, incidental, consequential, special, or punitive damages, including loss of profits, studio downtime, or loss of data, arising out of your access to or inability to use the Digital Products. Our total cumulative liability for any claim arising under these Terms shall not exceed the actual amount paid by you for the specific Digital Product giving rise to the claim. Note on UK/EU Consumers: Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud, or statutory consumer rights that cannot be contracted out under mandatory UK or EU law.

Privacy and Data Protection (GDPR / UK GDPR)

Your personal data is collected and processed in compliance with the EU General Data Protection Regulation (GDPR), the UK Data Protection Act 2018 / UK GDPR, and applicable US privacy statutes (including the California Consumer Privacy Act).

We process customer information solely to fulfill orders, facilitate digital delivery, manage billing and tax compliance, and deliver relevant transaction notices. We never sell your personal data. For detailed information regarding our data retention practices and your rights (including access, rectification, and erasure), please review our full Privacy Policy.

Governing Law and Dispute Resolution Governing Law: These Terms shall be construed and governed by the laws of the State of Pennsylvania, United States, without regard to conflict of law principles. Informal Resolution: Before initiating formal legal proceedings, both parties agree to attempt in good faith to resolve any dispute through informal written notice sent to our contact address. EU Online Dispute Resolution (ODR): If you are an EU resident consumer, you have the right to submit complaints via the European Commission’s Online Dispute Resolution platform at ec.europa.eu/consumers/odr. Mandatory Consumer Jurisdiction: If you are a resident of the UK or European Union, mandatory statutory consumer protections and local jurisdictional rights provided by your country of residence will continue to apply.

Amendments to Terms

We reserve the right to revise these Terms at any time by posting updated versions to our website. Changes will take effect immediately upon posting for all future purchases. Your continued use of or access to previously purchased materials remains governed by the Terms in effect at the time of your original transaction unless changes are required by statutory law.

Contact Information

For inquiries regarding these Terms, licensing questions, or assistance with digital downloads, contact:

Michele Quigley

Email: info@michelequigley.com

Mailing Address: 1316 Passey Lane Lancaster, PA 17603